Any issue that you as a consumer of goods encounters, Leigh Law can help you solve – from buying lemon cars to being harassed by debt collectors or suffering from inaccurate credit reporting, let Leigh Law use consumer protection laws to protect you!
Fair Debt Collections Practices Act (FDCPA) & Arkansas FDCPA
There are federal and state statutes that protect consumers from debt collectors and their often unconscionable tactics; but, most consumers don’t know the debt collectors are violating these laws and that Leigh Law can stop them!
The Fair Debt Collections Practices Act and the Arkansas Fair Debt Collections Practices Act both provide strong protection to consumers against harassing tactics of debt collectors. Even if the alleged debt is accurate (many times they are not), debt collectors cannot harass, threaten, or intimidate you! If you are receiving phone calls or letters from debt collectors, preserve the evidence (letters and recorded messages) and allow Leigh Law to evaluate your case for a Plaintiff’s lawsuit against the debt collectors. Not only do we stop the harassing tactics of debt collectors, but we go on the offensive against the creditors who violate the laws.
Fair Credit Reporting Act (FCRA)
There are three major credit bureaus – Experian, Equifax, and Transunion. They are private companies and often report debts which are inaccurate. If you have inaccuracies on your credit report, consult with us to correct them. The Fair Credit Reporting Act has specific steps which must be followed to remove inaccurate reporting from your credit reports. We charge a fee for this legal service; if the credit reporting companies do not follow the law, then there may be a basis for us to sue the credit reporting companies on your behalf. These lawsuits would typically be taken on a contingent basis.
Arkansas Deceptive Trade Practices Act (ADTPA)
The ADTPA is a broad catchall statute which provides a private right of action for deceptive trade practices in any consumer business. Each situation must be evaluated separately to determine if the ADTPA is applicable to your set of facts. Call Leigh Law to determine if you have been taken advantage of and have a case under the ADTPA.
Arkansas Lemon Law
The Arkansas New Motor Vehicle Quality Assurance Act, Act 297 of 1993 (Lemon Law), provides procedures for a consumer to receive a replacement vehicle, or full refund, for a new motor vehicle which cannot be brought into conformity within the warranty provided.
Contractor Workmanship/Warranty Issues
90% of the Better Business Bureau complaints are about residential construction contractors! We represent homeowners against contractors who perform subpar workmanship. We also provide guidance to contractors who wish to protect themselves in their contractual relationships with their customers. Leigh Law had extensive experience in mediating and litigating both sides of a construction disputes.